Is Chiropractic Care Covered in My Insurance?

Is Chiropractic Care Covered in My Insurance?

Chiropractic care can be an excellent alternative treatment option for aches and pain throughout the body. Every year, over 20 million Americans visit chiropractors across the nation for various ailments. If you have been injured recently or experience frequent pain in your lower back, you may be considering visiting a chiropractor and wondering about whether your health insurance covers chiropractic care.

Does my insurance cover chiropractic care?

As stated above, seeking chiropractic care is fairly common. Fortunately, most insurance companies cover chiropractic care but do require a co-payment.

Chiropractic care is included in most health insurance plans, including major medical plans such as workers’ compensation, Medicare, specific Medicaid plans, Blue Cross Blue Shield, Cigna, Humana, and UnitedHealthcare. It is often also made available to all active-duty members of the armed forces, eligible veterans, and federal employees.

It is important to note that though these companies cover chiropractic care, their coverage may be limited and come with certain restrictions including:

  • A referral from your primary care physician stating that care is medically necessary
  • A cap how many times you can receive treatment within a month or year
  • They may make you use in-network or approved chiropractors
  • They may require your doctor to create an active care plan and follow it

Most insurance plans will only cover your short-term care during recovery and will not pay for maintenance visits or long-term care plans.

Due to the unique nature of health insurance and state mandates, we always recommend patients check with their insurance company and specific health plans as each will have different requirements, limits to care, and levels of coverage.

Deductibles

Some policies require that you meet your deductible, or a minimum dollar amount before your benefits will kick in. If your insurance does cover chiropractic treatment and you’ve met their specific requirements, you can expect to pay a portion of the cost of treatment, assuming you’ve met your deductible. If you haven’t met your deductible, you will have to pay the full price until you’ve met the minimum dollar amount for your policy.

Deductibles often reset on January 1st, so if you have met your deductible and are still needing treatment, now is the time to receive care to avoid having to begin paying toward your deductible again after the new year.

Why doesn’t health insurance cover maintenance care?

Coverage is often provided when care is part of an active treatment plan, meaning you are receiving care to treat a specific injury and that the treatment is currently improving your condition and symptoms. When significant treatment can no longer be expected from the care, treatment then becomes supportive rather than corrective, becoming maintenance care. Since most insurance companies only cover care for medically necessary treatments, maintenance care is not considered covered and therefore not payable.

What can I do if my health insurance doesn’t cover my care?

If your insurance doesn’t cover your health plan involving chiropractic care, talk to your doctor to see if they can help. They may be able to reach out to your insurance company on your behalf and explain their referral. You can also reach out to the company yourself and explain your story to them. If they do not cover your care, you may have to pay out of pocket for chiropractic care. Remember to discuss payment plans or other discounts you may be eligible for at our office during your consultation. Another option for those whose insurance doesn’t fully cover chiropractic care is supplemental coverage which can be used in addition to the healthcare you currently have.

Our team is always looking for new ways to help our patients receive quality and affordable chiropractic care. Whether you need an exam for an injury, rehabilitation services, or treatment for a chronic condition, we are here for you and happy to schedule an appointment to get the care you need. For more information on our services and how we can help you, please contact Get Well Chiropractic of Northville.

Chiropractic Care and Fall Prevention

Chiropractic Care and Fall Prevention

Chiropractic Care and Fall Prevention
Did you know that one in every four adults over the age of 65 falls at least once every year? With one in every five falls leading to a serious injury, falling can be one of the biggest dangers to your overall health and wellbeing as well as your quality of life. Fortunately, there are steps you can take to prevent falling and reduce your risk of injury – and chiropractic care can help.

The Dangers of Falling

As stated above, falls can cause patients pain, injury, and disrupt their overall quality of life. Falls can cause broken bones such as wrist, arm, ankle, and hip fractures. Head injuries are also common injuries from falls especially for those who take certain medications that may act as blood thinners.

Several risk factors that contribute to the risk of falling include:

  • Cognitive impairment
  • Core and lower body muscle weakness
  • Difficulty walking or maintaining balance
  • Environmental hazards
  • Joint and muscle pain
  • Medications
  • Pre-existing medical conditions
  • Vision problems

Unfortunately, after a fall some patients may fear falling again and begin limiting their activities which may work against them as decreased activity can lead to muscle weakness and increase their chance of falling.

How can chiropractic care help?

If you are injured from a fall and experience back pain, neck pain, or hip pain, chiropractic care can not only help to relieve pain, but also can also offer preventative care! Chiropractic care helps to keep your joints and soft tissue in working order which is important to staying healthy and active as you age.

By restoring proper alignment to your body, we can help patients regain mobility allowing you to stay active. We can also offer nutritional advice to help fuel your body properly and keep your bones strong. Another way we can help is to recommend exercises and lifestyle changes to improve and maintain your sense of balance, muscle strength, and flexibility.

Improving your muscle strength in your core and legs is one of the best ways to reduce your risk of falling and the chance of severe injury. Walking, jogging, yoga, dancing, and Tai Chi are all exercises you can do with no special equipment other than supportive shoes. Even practicing leg extensions from a seated position at home can help keep you centered and on your feet. Exercising at least 20 minutes a day will help to prevent muscle weakness which can make you prone to falling.

On your own or with your family, we recommend you also assess your home around environmental hazards as some falls occur within the home or around the house.

  • Ensure handrails are secure on both sides of a staircase
  • Install grab bars near the toilet and bathing area
  • Keep hallways and pathways clear
  • Keep frequently used items within easy reach
  • Place rubber mats in the kitchen
  • Use non-slip mats around the bathroom both inside and outside the bathing area

With these steps and our treatments, we will work together with you and your health care providers to ensure you can continue living a full and healthy life. For more information on how chiropractic care can help with fall prevention or to schedule an appointment, please contact Get Well Chiropractic of Northville today.

What is a Spinal Subluxation?

What is a Spinal Subluxation

You may have heard the term “subluxation” many times before, but you may not fully understand what it is or what kind of damage subluxations can cause to your body. This month we would like to provide you with a little more knowledge of spinal subluxations.

A subluxation is a term used to describe a joint that may not work the way it should, whether it is misaligned or not operating properly. Subluxations can occur in any joint within the body including the feet, shoulders, wrists, and knees. One of the most common areas that subluxations can occur is within the spine. These subluxations are known as spinal subluxations.

What is a spinal subluxation?

A spinal subluxation refers to a misaligned vertebrae within the spine from its normal position. When a vertebra becomes misaligned, the pressure put on the nerve roots within the spine can decrease the function of nerve signals between the body and brain. If left untreated, this can cause unbalance within other parts of your body that rely on that vertebra working properly.

Symptoms

If left untreated, spinal subluxations may begin to affect other parts of your general health and wellbeing. It is important to be aware of the signs and symptoms so you can quickly identify spinal subluxations and seek treatment.

Common signs that could indicate a spinal subluxation include:

  • Headaches – Headaches can often occur due to the buildup of pressure from a subluxation without release. This pressure continues to build upward until it reaches the base of the head causing tension headaches that often appear without warning.
  • Inability to move – Subluxations may cause muscle stiffness or inflexibility. This may make performing easy tasks more difficult due to an inability to move.
  • Pain in the back or neck – This is the most obvious sign of spinal subluxations as the pain spreads upward through the back and neck. Pain severity can range from mild discomfort to sharp, debilitating pain.

Spinal subluxations can also cause muscle tenderness, inflammation, pain, numbness, loss of feeling, limited mobility, and a tingling or burning sensation in the affected area.

Common causes

The causes of spinal subluxations can vary but they are most commonly caused by trauma. This includes major trauma from an injury or accident. However, micro-trauma from daily habits such as sleeping on your stomach or arm nightly, wearing a heavy bag on one side of your body, or looking down at a computer for a long time can also cause subluxations.

Another common cause of subluxation is stress. Strong feelings of stress and anxiety can cause tension within the body, especially in the neck and upper back. Stress can cause the muscles to become tight and may cause a spinal subluxation.

Treatment

If you suspect that you may have a spinal subluxation, the most recommended course of treatment is to visit a chiropractor. However, for minor cases relief can be achieved with stretches, over-the-counter pain medication, rest, and cold compresses.

Even if you want to try an at-home approach, we encourage you to come into our office for an official diagnosis. We will work with you to find a treatment that is right for you so that you can be the best healthiest version of yourself. For more information on spinal subluxations or to schedule an appointment, please contact Get Well Chiropractic of Northville today.

The Activator Method

The Activator Method

>One of the best aspects of chiropractic care is the variety of approaches chiropractors can utilize to treat your condition and improve your overall quality of life. The goal of chiropractic care is to use the manipulation of the musculoskeletal system, primarily the spine, to improve function, reduce pain and inflammation, and help your body to function at its best.

For some patients, chiropractors may choose to use their hands to manually deliver treatment, while other cases may require specialized tools and equipment for the desired results and are known as instrument-assisted adjustments. One of the most common instrument-assisted adjustment techniques is the Activator method.

What is the Activator Method?

The Activator method is a form of instrument-assisted spinal and joint manipulation, where a chiropractor uses a small hand-held device known as an Activator Adjustment Instrument, or more simply, an Activator.

This device works as an extension of the chiropractor’s hands to provide a gentle force without needing to twist and turn the patient’s body to correct misalignments. The nature of the device allows for precise adjustment, even to small localized areas. This method is commonly used to treat back pain, neck pain, chronic headaches, inflammation of joints, and spinal disc conditions.

This method is ideal for those who require gentler methods of manipulation such as those who are pregnant, have arthritis, or may be more hesitant to try traditional forms of manual manipulation.

It can be used as an alternative to traditional manipulation or in conjunction with other treatment options.

How does the activator method work?

Prior to the treatment, a physical evaluation is conducted often including reflex testing and possibly leg length testing to identify specific dysfunctions within the spine.

During treatment, the patient can lie down comfortably on an adjustment table and each area of the spine will be worked on individually with the Activator instrument.

The Activator, as mentioned previously, is a hand-held device that can be spring-loaded or electronic and is designed to mimic the effects of hand spinal manipulation. Using high-velocity low amplitude thrust, this instrument can gently realign your spine, relieve pressure from spinal nerves, and eliminate strain on nearby muscles.

The targeted area is gently tapped by the device with a small amount of pressure, followed by a single quick thrust. Due to the Activator’s speed, the muscles treated are less likely to tense making the patient more receptive to treatment. Following treatment, the patient is often re-evaluated to look for signs of correction. A typical treatment plan consists of a series of visits with routine evaluations.

There is no twisting or repositioning required during treatment making this technique preferable to other forms of manual manipulation.

What are the benefits of the Activator method?

By correcting spinal subluxations, or misalignments, the Activator method can provide the following benefits:

  • Restore proper function, motion, and sensation to the affected area
  • Reduce inflammation and stiffness in joints
  • Alleviate pain
  • Remove nerve blockages

Compared to other forms of manipulation, the Activator method can also provide localized treatment to specific areas of the body.

We understand that there is no one-size-fits-all approach that can address your needs and conditions and we will work with you to determine which treatment option is the right one for you. For more information on the Activator method or to schedule an appointment, please contact Get Well Chiropractic of Northville today.